Self-Employed in California?

I help self-employed, business owners, or variable income earners understand your real options...Before you waste time applying with the wrong lender

Who This Is For

Self-Employed or 1099?

You write off business expenses and your tax return doesn't reflect your true cash flow.

Variable or Complex Income?

Commission, bonuses, K-1's, bank statements, investment income, crypto.

Told "You Don't Qualify"?

You may not be denied. You may just be talking to the wrong lender.

What Happens Next

  • You answer a few quick questions on the next page.

  • We review your income structure and scenario.

  • We schedule a short call to walk through realistic paths: traditional, non-QM, or wait and prepare.

  • No guesswork. No generic advice.

  • Just clarity.

Alex Aceituno
Mortgage Strategist

NMLS #: 2373880NEXA Lending
3100 West Ray Rd Ste 201 Office #209
Chandler, AZ 85226
NMLS #: 1660690